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What if Simulator
PCS CreditXpert What-If-Simulator
1. Login to your account via www.platinumcreditservices.com using Internet Explorer
2. Go to the Report List tab. Search for the applicant by last name or SS#.You may also click GO to access all reports in your mailbox.
3. Once the desired report is located, click on Modify to the right of the screen.
4. Click on Credit Xpert What-If-Simulator located under the Additional section.
5. Select the desired applicant and bureau(s).
6. Choose the type of scenario you would like to run:
Create a custom scenario - this tool will allow you to modify all trade lines to see the
potential score improvement when it is updated with the bureaus
Select a predefined scenario - this tool will allow you to choose pre established scenarios.
When you choose a custom scenario your trade lines will appear in edit mode:
To see the details of that trade line click on the arrow next to the account name, once this is clicked it
will expand and allow you all to see all the specific details of that trade line.

To expand all accounts, to see all of the detailed information, simply click on expand all accounts on the top of the page
7. Make all changes necessary to the desired accounts then click submit actions located at the top of the page.
A summary will appear and state the results or potential score change.
For additional results/scenarios, you may close the window and try another simulation.
Note: You may continue to go "back" and simulate at no additional cost on the same bureau/applicant for 30 days from the date the report was
ordered.
Once completed you may print the summary by clicking on the print button.
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